Doesn't the VA pay for my burial?

If you're buried in a national cemetery, the VA covers the plot and headstone. But funeral home services, the casket or urn, transportation, and remaining bills typically leave families with $8,000–$10,000 or more to cover out of pocket. Final expense coverage is designed to close that gap.

Do I need a medical exam to qualify?

Many final expense and simplified-issue policies require no medical exam — approval is based on a short set of health questions. A licensed professional will match you to carriers that fit your health profile.

Who qualifies for these veteran life options?

These options are for honorably discharged U.S. veterans, and in many cases spouses and widows of veterans can also qualify. Requesting a quote is free and carries no obligation.

Veteran Life Insurance — Final Expense & Life Options for Veterans

What type of coverage are you looking for?

Most veterans start with final expense so the funeral never falls on their loved ones. Not sure? We'll help you find the right fit.

Final ExpenseFuneral & end-of-life costs

Whole LifeLifelong + cash value

Term Life10, 20, or 30 years

No-Exam LifeSkip the medical exam

Not Sure YetHelp me decide

Desired Coverage Amount (optional)

An average cremation runs $5,000–$7,000 and a burial $10,000–$15,000 depending on your state. A licensed professional can help you size it right.

Tell us a little about yourself

This helps match you with the right coverage options. Your answers are private and secure.

Your service status

Honorably discharged veteran

Spouse / widow of a veteran

Other

Date of Birth Please enter your date of birth.

ZIP Code Please enter a valid 5-digit ZIP code.

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Tell us your name

So the licensed professional who follows up knows how to address you.

First Name Please enter your first name.

Last Name Please enter your last name.

Last step — your phone number

A licensed professional will contact you to discuss your options. No spam. No pressure.

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Your Request Is Submitted!

A licensed insurance professional will be in touch shortly to discuss your options. There's no pressure and no obligation — just helpful information to guide your decision. Thank you for your service.

Check your email for a confirmation. Questions? Contact us anytime.

"The VA Will Take Care of My Burial"

Partly true — and that's the problem. Here's what the VA burial benefit actually covers if you're laid to rest in a national cemetery, and what your family still pays for.

✓ What the VA covers

Gravesite plot in a national cemetery
Government headstone or marker
Burial flag and Presidential certificate
Opening/closing of the grave (national cemetery)

✗ What your family still pays

Funeral home services & preparation
Casket or urn
Transportation, flowers, service costs
Cremation fees (if chosen)
Remaining bills, debts & final expenses

Typical gap: $8,000–$10,000+

Why Veterans Request These Options

Coverage that can start day one

Many simplified-issue policies offer immediate coverage with no 2-year waiting period, depending on health and carrier.

Locked-in rates

Whole life premiums are designed to never increase, and coverage doesn't decrease with age.

Tax-free benefit to your family

Life insurance death benefits are generally paid income-tax-free directly to your beneficiary.

No medical exam options

Approval on many final expense plans is based on health questions — no needles, no doctor visits.

Life Insurance for Veterans — Protect the Family That Stood Behind You.